Nginxitha ukuthi i-POS yenkampani eyahlukene kuyenza amaphondo amanje amahhule?

Amatekonoloji Ayisisuluzeleko Ezintshangayo Kwi-POS Zencinci

Ukushicilela Amathetho Kuwo Wonke ukuze Waphathe

Ukuphinda-kuphinda kweencryption (E2EE) iyitecheni elikhulu lokuhlola amagama amahluhluwe kweemakheli wecustomer ngaphakathi kwePOS ezisafeni. Iyenza ukuthi idatha, njengamagama okubanjwa kwecredit card, ikhodiwe kusukela kwenqanawe yokugcina kuninzi usuku lwakuxhumana nokufika kwepayment processor, futhi ukulayisha ukufinyelela ngaphandle komsebenzi wokunquma. Le ngenze yezilungiselelo zasecurity zikhona kuhlanganisa ukuba izintsimbi eziphathelwe ze-data zihlale kuzikhonziswa ngokushesha. Ngisho ukuthi i-60% lesmall businesses zasibuyisela ngemuva kokusebenzela isicatshulwa sasemtsha, ukucacisa ukuthi kuhlanganisiwe imigomo yokususa lokuhlola ("Ngizini nganye i-security features ne-modern POS system?" May 31, 2024). Umthombo wokukhodisa kufaneleka ngokusetshenziswa amagari yoku-cryptographic lokubonisa idatha kumthetho engaziwayo, ukugcina umnotho wesiqondelo ngekhomboni lokudatha ngalokhu lapho luhlala.

EMV Chip Technology: Ngaphandle kweMagnetic Stripes

Uthuthukiso lwe-EMV chip, elibhakanyiswanga nge-Europay, MasterCard kunye no-Visa, uhlanganisa okuningi lokuhlola ukuphikisana kwe-card ngokushoqumela amakhodakho amandla esebenzayo ngalokhu olungiselelwe ngaphandle. Ngemuva kokugcina kuyo eNingizimu eMereka, ukuphikisana kwe-card wabelana nesihloko esikhonzileyo sokubona 76% ("POS Security: 11 Best Practices For Running A Tight Ship In 2024"). Ukusuka kwemagama emihleli ezivulene kuhluke kwi-chip technology efanelekile, ubungakanani bethuthukiso babhekelwa ngokungabonakali ukuthi amaphrojekthi angazange azosafune. Ukufinyelela nokubizisisa ne-EMV standards ifanelekile yindawo yokuhlola phakathi komkhulu wasebentela ukuthi zibezelele izinhlelo zokusebenza kwe-card kunye nokuhlaba isithunzi sokuqala.

Ukuthezwa kweToken: Ukubuyisela Idatha Engasenziwe

Ukuthekelwa kwezinye zintsha ngenqanawe yomthetho wesithathu esisodwa eposokisekisi lapho zikhanyiswa amagcindeyithi amahhula wecardi ngamandla amandla engenziwayo. Lwendlela lokuhlola kuhlanganisa ukungaba iimpendulo zezilungileyo ezifunyaniswa ngokuthi amagcindeyithi amahhula akuzigcinwa ngaphakathi komphendvo, futhi amandla amahhulayo akazityeleka kumalayithi omkhulu. Ngokwesicelo somsebenzi, ukugcina imiprakatshoni yakho kuhlanganisa ukungababi data okusebe futhi ukukhipha umthombo wokubeka konkxaso neentsinga yokubekwa ("POS Security: 11 Best Practices For Running A Tight Ship In 2024"). Ngokufaka kwelendlela lokuthathekwa, izimbongi zabelungu zizohlola amandla yakho nokuthatha ukuhlola ukusetyenziswa kokuphepha.

Ukubeka konkxaso Ngeemva kwePOS

Imidingozi yePCI DSS Yokuqedwa KweTransakshoni

U-Payment Card Industry Data Security Standard (PCI DSS) uyinhlobo esidingiweni lokusebenzisa amandla kwiqhelenkosi lwePOS. Ukucabanga kwakhiwa ngokushesha izicwangciso ezidingiswa ukuprotekela idatha yesithunywa somphumela. Izibophezelo zikhuluma ukuthi izifirma ezinethuthukiseni ne-PCI DSS zihluke 48% ukuya kuhambisana nokubhekisisa iinkcukacha, ubungakanani beso siseko sokugcina umsebenzi. Ukuyibona ku-PCI compliance, abasebenzisi babizwa ukuba bakufinyelele amanani:

• Uhlukeni Lwesikhumba Esidingiweni : Sebenzisa amafayela nesiqhovu lesikhumbuzo ukuprotekela isikhumba sesidingiweni kusenamandla engasetshekeni.
• Ukuprotekela Idatha Yesithunywa : Enqumele amandla aqhoshelelwe kwi-transmission yedatha yesithunywa somphumela phakathi kwezindlela ezindala ezimpilisiphiyo ukusure ukudalaleka.
• Ukusetshenziswa Kwamandla Okuvavanya : Yibuyeleyo ledata ngokwesiphumo sokuqala; sebenzisa i-ID ezithathu kunye nomthavazo ofanayo.
• Ukuphohlwa Ngesikhatsi Sonqopho : Ngokujwayelekile yimfanelo yomsebenzi wekhonkho kunye nokuthintsa izinkinga zomsebenzi ukukhombisa amandla angaphandle komncane.
• Isikhwama Sokusebenza Komphumela : Ukwenza nokugcina umthetho ophakathi lokuthola ukuphatha edata ngaphandle kwezifundazwe.

Izicathulo eziningi zingaba zikhawuleza izibuzwana zokuncedeka okuncane kodwa zingabonisa ukuhluphekiswa kwesilono esikhathini sokuthiwa ukukhuseleka ukusetyenziswa kokuthola imali ngeke yasetyenziswa.

Imbizo ye-SSL/TLS kwiGateway yokuthola Imali

Amaphrothokoli aSecure Sockets Layer (SSL) kunye noTransport Layer Security (TLS) zihlukele kakhulu lokuhlola idatha phakathi kwezisistemi zakukhetha emali kunye nezikhawulezi. Iziphrothokoli zithathel’ imbuzo okuthile lokulungisa amandla aphandle komuntu-ekhethwe-phandle, lokuhlola ukuphela kwesikhabaliso semva kwezintengelo. Ukugcina idatha ngeSSL/ TLS iyahlola umthetho wesiqinisekisi kunye nokuhlola lokuhlola idatha esebenzayo, uzokubonisa ukwamukeli lwemali lwenqanawe yezinto ezidingekiyo edigitali. Ngokwesiphi, izilimi ezisetyenziswa ngaseSecure SSL zizifuneka ngazo iibha yokufunda, uzokususa isixhumanisi sesearch engine kunye nokususa ukuhlaziywa kwisebe. Ukusetshenziswa kweSSL/ TLS kukhangelela ukusetshentela imali encane, uzokwakha ukuthi kuhlanganise kokuthi kungenani lokuhlola lokuhlola - ukusetshentela indawo eyasenza ukuthi abantu bayakhuseleka ukubuyalelwa kwisebenza olungempumelelo. Ikhetha elihlobene ngeSSL/ TLS ilayishwa ngeziphrothokoli ziningi, uzokususa ukuthi abantu kunye nezinesobizo bazame ukuba bakhona ngaphandle kwezinyathelo ezincinci ezicyber.

Umkhathalento Womkhakha Wesihlanu Esingabhedwayo

Imikhasi Yesihlanu SeAndroid Esintsha Kwisithombo

Imibuzo ye-Android ezikhushayekayo kusihlukanisa ukugcina kwesokhwezulu esikhanganye ekufaneleleni ngokushintsha amandla okusetyenziswa kwiiphrogra, ukuhlawulwa okukhulu kwezicatshulwa zokuthengela, kunye nokushintsha okukhulu komphendulo wezindlela zakuhlola. Izinhlelo ezinhle zikalase zingabheka ukuba izinkampani zithole amaxwebhu akhothani ngokusebenzisa iisistimu ze-Android, uzokususa nokungakho ngekhombotsheni. Ngokwesisholo sokuphumula, isethi yezinhlelo zenkampani yokuthenga elikhushayekayo lizama ukubuya ngokushaya, ingeyenzelwa ngokuthi lokunqumeleka kuhlanganiswa lokuncedisiweyo lokuthi abantu bayathemba ukuthi amaphrofesi angazisebenza ngokumoya kwezicatshulwa zokuthengela. Loku kubalulekileyo ngokuthi lokungapheleleyo kwezinhlelo zezinhlelo ezikhushayekayo nezinhlelo zomphendulo we-Android ezinethengela izinto eziphumaphi kakhulu ngokwenqanawa nezindaba ezinethengiselwayo.

Amahleli Amanye Njengamanje neZinhlelo Zesokhwezulu Ezincinci

Amadevice e-handheld ne-mini POS ayisusa izicelo zokukhuthaza kakhulu ngemisebenzisi wabahloki ngalokhu akusetyenziswa amandla apho phakathi komkhuhle, ukusuka isenzeniso nokuhlola. Ngokusetshenziswa kwamandla amaphetheli, amadela ayiqinisekisa okubonakaleni okusebenza lokushintsha, ukuhlola ukuthi kunene umoya omphumeleyo wesithathu esikhundleni. Ukudibanisa, iibhemu zifuneka zikhuphele ukuthi 70% kwabantu abahambisana nge-delane ebizwa njenge-mobile checkout options, ukusho inqanawa yezilungileyo ezidinga lomsebenzi. Imikhiqo e-handheld ne-mini pos machines ayisusa ukwenza ukuphawula kwe-reports lokusebenza nokuhlola kwe-operations kodwa ifunda ukuba kuhlanganise into yokuhlola kakhulu, ukuba kuhlelwa imigomo yokuthengela emagcinisweni engakwazi ukufinyelela ngempumelelo ngeyebo.

Iingxenye Zokugcina Ukuziphatha Kwisihasho

Ukuvavanya Kwesikhatsi Sesikhombisa Ngenqanawe Nezikhatsi Ezidinga Izinsimu

Amathuluzi wokubhala kwezinye zikhona ngaphandle kokuthi kuhluke ukukhetha amandla okungakhotholi, kunye nokuhlola iimibuzo zokugcina ukuze kuhlanganiswe izindlela ezifanele ngakwesikhashana. Lolu hlobo lwezithuluzi lizihlabelela umoya omphumeleyo wesintsho sokushicilela, lokuvunyelwa ngezinhlobo zomsebenzi, uzokusetyenziswa ukukhombisa amandla okungavamile kunye nokuphendula esincinci kwiindawo ezinikezeli khona. Ngokwesintsha sesiphumo, izimbongi zezinekabili ezahlukene ezinikezelwe amathuluzi wekhonjane lesikhatsi sasemva, zazibhekisele isixhenxe esidingekayo kwezinhlobo ezinethengiselwe njengezinto ezingavamile, ubheka ukuba bafanele. Ukufakwa kwalo hlobo lwesistimu ngokwesintsha sesiphi ndawoni lokusebenza kuhlanganisa uphawu lokususa ukudibanisa imibuzo yokugcina amandla. Ngenxa yalokho, izinesikhashana zazobheka ngokuphelele kanye nokwenqaba kakhulu phakathi kwezilondolozi, uzokwenza ukuthi zingavamele kakhulu lokusebenza ngokuphambili kwezinye izinto ezinethengiselwe kunye nokuhlola ulwazi oluncedo.

Ukuphawula Kwesiqhino Somculo Ngokusebenzela

Ukugcina Ukufaka I-Role-Based Access Control (RBAC) uyahlukisa okuphathelene ngephakathi lokuxhasa, ubungako ukuba liphakathi libe lapho amadoda anguqulwa akuyazi. Lolu hlobo lokusebenza aluvumelela phakathi kwezindlela ezifana neziqondiso zokushintsha ngaphakathi. Izibuyekezo zethu zizoba ukubonisa ukuba izimbuzi zomhlaba ezasebenzayo i-RBAC ziyahlukiselela ukusetyenziswa kwemali yamalayithi ngokuthi ukuhlukaniswa kukhona kunikezelwa ngokwesikhatsi sokuhlukaniswa nokuthi kuhlanganiswa ngokwesikhalo. Amapheramfundo apho asebenzayo ukusetshenziswa kwe-RBAC ayigcinwa ngokuthi amandla amahhalelayo amahhalelayo angenziwe ngokuphi na amadoda abangena bayazi ukuthi kuhlukeleka ukwenza imiphumela yesiqiniseko esidingayo. Ngokuhlala kakhulu nokuhlola futhi nokufundisa, izimbuzi zomhlaba zingabizwa ukuthi zisukelele umkhuhlane wesishayeleli nokushintsha ngaphakathi futhi bazame ukuba babekwe emva kokunye.

Amapheramfudo Omncane Ukuthola Ukusuka Kwesicwangciso Sesihlanu

Ukufakwa Kwemvume Yophrojekthi Ngezinsuku

Ukufika kwezilondolozi zokusebenza ePOS ngomva wokuqala lokulandela ukungabikwa ngamandla khona phakathi komandla okuthiwe nokuhlukanisi. Amaphesenti angu-90 kwezinyathelo ezilandelayo ezifunyanwa ezikhishini amandla okuthiwe ngenqanawe, uzothola ukuhlanganiswa lwezindlela zokushintsha izicwangciso. Ukubona kwesibhedlela sokushintsha kufanele kube ngaphandle komhlaba omncedisi wobhalisi ukususa umsebenzi. Ukuphambisa izishintsho ngokwesiqephu sasihlobo esikhoyo sithole amandla okuthiwe ngokuhlaziywa kumandla, usetyenziswa ukuthi amandla akukho angahluleke ngokuphelele, futhi usetyenziswa lokuhlelwa lokulandela ukuthi indlela yokushintsha yahlukele inqanawe yakho ePOS phakathi komhlaba okungavunyelwe ngokuphelele. Ukusetshenziswa kwalendlela lokulandela singahlula imali yakho kunye nokuthi idatha yakho yayisafekile.

Ukufundiswa Kwabantu Babasebenzi Ngokugcina Umlomo Nge-Data Handling

Ukufundiswa kwabantu babasebenzi ngokuthiwe kulandelana ngesiphumo sokugcina umlomo nokuhlola idatha ngokuphelele kuhlukele ukusuka kwisebenzi esihlukeleyo ePOS. Izombili zithetha ukuthi 80% umkhawukho olwandle lwamandla kwezinhlelo ezifana nesikhuthazelo esiphambili sokugcina amandla, ukhuhlelwa ngokubhekiselelanga. Ngokufakelwa kwezilondolozi zokubeka izidingo, abasebenzi babheke ukuphatha nokuyimfihliso lezinhlelo ezifana nesikhuthazelo sesiqinisekisekileyo. Lolu hlobo olunqwenekanga lokuhlola kuhlonipha ukwazi lokusebenzela imfihliso yezinto ezisenzelayo njengoba akukho ukuhlala phambi komphilo wokuhlatywa kwendawo, kunye nokususa ukuphiko eziphumaphi kwezinethi ndawoni nokulungisa umlando wemibhalo wesikholini nokumlandULO wekompani.